Auto insurance leads are consumer inquiries about personal auto coverage, including standard market, non-standard / high-risk, SR-22, and multi-car households. ClosrLeads delivers real-time and aged auto records with timestamped TCPA consent and state, driver-profile, and coverage-type filters.
Every product below is built for licensed insurance agents and agencies. Pricing starts at $1.00 per lead on aged volume; real-time and niche-filtered pricing varies by filter set, state, and daily volume. Live pricing and available filters are on the shop page.
Auto insurance leads are contact records for consumers shopping for personal auto coverage. The category covers three main groups: standard-market drivers (clean driving record, straightforward rating), non-standard drivers (tickets, accidents, prior lapse in coverage), and SR-22 drivers (court-mandated financial-responsibility filing, usually after a DUI or repeat offense). Each record carries the standard contact fields, state, current insurance status and driver profile indicators where the source captured them, and the timestamped TCPA consent.
Auto lead behavior is tied tightly to renewal cycles. Most consumers shop when a renewal notice arrives from their current carrier with a premium increase — a moment that repeats every six or twelve months for every household in the country. Unlike Medicare or ACA, there is no single annual peak; auto volume runs year-round with mild seasonal pulses.
Aged auto leads run $0.50 to $3.00 per record. Real-time auto volume runs $6 to $18. Real-time form-filled with driver-profile filters runs $15 to $40. SR-22 real-time can run $20 to $45 because the eligible pool is narrow and the conversion rate is higher. Pricing in major metro markets (Houston, Miami, Atlanta, Los Angeles) runs higher than rural markets because the carrier appetite and commission dynamics are different.
Real-time wins when the consumer just triggered a rate-shock renewal and is actively comparing quotes. Aged works well for standard-market agencies running SMS nurture over weeks, because many drivers put off the shopping decision for 30 to 60 days after the renewal notice lands. Non-standard and SR-22 both favor real-time because the consumer usually needs coverage today.
All ClosrLeads auto records come from web-based quote forms with explicit TCPA consent language. Source page, click timestamp, IP, and user agent are captured with the record. Submissions pass duplicate detection, IP and device reputation checks, phone and email validation, and state suppression before delivery or aging. Real-time form-filled products can deliver TrustedForm certificate URLs where the source supports it.
Independent P&C agents, captive agents working exclusive books, non-standard-market specialist agencies, and multi-line P&C agencies all buy from ClosrLeads. The common thread is appointments with enough carriers to quote multiple premiums and a dialer or click-to-call system that can reach real-time leads inside the first ten minutes.
On real-time, speed is everything. The consumer is typing their ZIP into multiple comparison sites; the first agent to deliver a concrete quote usually writes the policy. Gather the full rating set on the first call (drivers, vehicles, prior carrier, ZIP, mileage) and return a competitive bundle quote same-day.
On aged, the cadence matters more than the speed. Run 10 to 14 touches over two to three weeks, lead with SMS, and do not assume the consumer remembers filling out the form. Tie the opener to the coverage concern (\"we saw you were comparing auto rates\") rather than the form fill itself, and treat every contact as an opportunity to quote a bundle that includes home or renters coverage.
Every record includes the fields licensed agents need to open a conversation and stay compliant. Additional fields may be available for real-time and niche lead types depending on the source and filter set.
Delivery: CSV file with column headers for aged, real-time webhook (JSON POST) for live flows, or both in parallel.
Every auto insurance lead delivered through ClosrLeads is captured with timestamped, affirmative consent that documents who consented, when, how, and on what web property. The consent record is available on request, and is what your compliance team will need if a call or text is ever challenged under the Telephone Consumer Protection Act (TCPA) or state telemarketing rules.
Beyond opt-in capture, submissions are screened against duplicate, DNC, and quality signals, and high-risk inputs are filtered out before delivery. Buyers are responsible for maintaining their own calling-time windows, DNC policy, agent training, and state-level registrations. We document the consent; you document the agent behavior. Used together, the two form a defensible TCPA posture.
For the full regulatory picture, the FCC and FTC publish guidance on TCPA and telemarketing rules. Agents should also review their state insurance department bulletins for any state-specific requirements around lead calls, texts, and solicitation language.
Captive or independent agent quoting the major carriers (Progressive, GEICO, Travelers, Allstate). Focused on clean-record drivers and multi-policy bundles (auto + home).
Agency quoting the non-standard markets for drivers with tickets, accidents, DUIs, or SR-22 requirements. Higher close rate on a narrower inventory, with monthly-premium payment plans.
Agency running auto + home + umbrella conversations. Uses auto leads as the top-of-funnel and cross-sells home and life once the auto policy is written.
"We hit quota our second month using this. Great team and lightning-fast delivery that actually works."
"High quality leads and they helped us tune our dialer scripts. Support team is incredibly responsive."
"Quality verified leads at a fair price. ROI has been excellent. Highly recommend for serious agencies."
Pick a lead type, choose your states, and start receiving leads the same day.
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