Medicare Supplement (Medigap) leads are contact records for consumers turning 65 or already enrolled in Medicare who are researching Plan G, Plan N, and other standardized plans. ClosrLeads delivers real-time and aged Medigap records with timestamped TCPA consent and state, age, and plan-interest filters.
Every product below is built for licensed insurance agents and agencies. Pricing starts at $1.00 per lead on aged volume; real-time and niche-filtered pricing varies by filter set, state, and daily volume. Live pricing and available filters are on the shop page.
Medicare Supplement leads — commonly called Medigap leads — are contact records for consumers researching the standardized Medigap plans that pair with Original Medicare. The most-quoted plans in today's market are Plan G and Plan N. Leads include consumers turning 65 for the first time (T65) and current Medicare beneficiaries looking at plan switches. Each record carries the standard contact fields plus the timestamped TCPA consent that lets a licensed Medicare broker follow up.
Medigap is one of the most stable lead verticals in insurance because consumers can apply any month of the year. The sales calendar has predictable peaks (AEP, T65 monthly cohorts) but no long dead seasons.
Aged Medigap leads run $1 to $5 per record. Real-time Medigap volume runs $15 to $30. T65 real-time form-filled inventory with tight age windows can run $30 to $60, and exclusive T65 inventory can go higher. Pricing jumps around AEP (October through December) and around major state-specific Medigap birthday rule windows where consumers can switch carriers with less underwriting.
Real-time T65 inventory is the highest-conversion Medicare lead type, period. The consumer is within the six-month initial enrollment window and guaranteed-issue eligible. A broker who reaches them same-day and quotes multiple carriers usually writes the case. Aged Medigap is better suited to established brokers running long cadences on consumers who are between their initial enrollment and their first plan switch.
Every Medigap record in the ClosrLeads inventory is captured with explicit TCPA consent language on a quote form built for the Medicare buyer. Source page, click timestamp, IP, and user agent are recorded. Submissions pass duplicate detection, IP and device reputation checks, phone and email validation, and state suppression before delivery or aging. Real-time form-filled records can include TrustedForm certificate URLs where the source supports it.
Independent Medicare brokers, Medigap-focused agencies, and T65-specialist call centers buy from ClosrLeads. The common thread is carrier appointments with at least three Medigap carriers so agents can quote competitively and a CRM that can work a Medigap prospect from initial inquiry through application submission to commission confirmation.
For T65 real-time, move fast. The consumer is actively selecting a plan for a specific effective date; a broker who gets the quote out the same day usually wins. Lead with a simple needs discussion (coverage gaps they care about, network preferences, monthly budget) and quote two or three carriers. Do not overload a 65 year old with twelve plans.
For aged and non-T65 real-time, the cadence is longer. Many Medicare consumers shop for months before switching; a 30 to 60 day SMS and email cadence works where a 3-day dialer burst would fail. Track application submission rate per source, not just contact rate, because the Medigap buyer conversation is longer than the final expense buyer conversation.
Every record includes the fields licensed agents need to open a conversation and stay compliant. Additional fields may be available for real-time and niche lead types depending on the source and filter set.
Delivery: CSV file with column headers for aged, real-time webhook (JSON POST) for live flows, or both in parallel.
Every medicare supplement lead delivered through ClosrLeads is captured with timestamped, affirmative consent that documents who consented, when, how, and on what web property. The consent record is available on request, and is what your compliance team will need if a call or text is ever challenged under the Telephone Consumer Protection Act (TCPA) or state telemarketing rules.
Beyond opt-in capture, submissions are screened against duplicate, DNC, and quality signals, and high-risk inputs are filtered out before delivery. Buyers are responsible for maintaining their own calling-time windows, DNC policy, agent training, and state-level registrations. We document the consent; you document the agent behavior. Used together, the two form a defensible TCPA posture.
For the full regulatory picture, the FCC and FTC publish guidance on TCPA and telemarketing rules. Agents should also review their state insurance department bulletins for any state-specific requirements around lead calls, texts, and solicitation language.
Agent focused on the six-month Initial Enrollment Period window. Buys T65 (turning-65) real-time with tight age filters so every lead is eligible for guaranteed-issue Medigap.
Agent building a renewal book over years. Uses real-time for new enrollments and aged for long-tail beneficiaries researching plan switches at AEP and OEP.
Broker appointed with five or more Medigap carriers. Needs enough lead flow to quote multiple premiums per prospect and win on price and network.
"We hit quota our second month using this. Great team and lightning-fast delivery that actually works."
"High quality leads and they helped us tune our dialer scripts. Support team is incredibly responsive."
"Quality verified leads at a fair price. ROI has been excellent. Highly recommend for serious agencies."
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